In many cases having the advantage of tax deferral means you'll be able to save substantially more dollars than with a traditional taxable account.
The Monument Advisor variable annuity offers virtually unlimited tax deferral for clients who have recently sold a business, received a sizable inheritance, or received any additional significant payouts such as a bonus. Large cash flow events like these can create tax headaches for clients. Investing with Monument Advisor—our low-cost, tax-deferred variable annuity—can help cushion the annual tax burden and may potentially improve portfolio performance by 100bps without increasing risk (source: Increasing Income through the Power of Tax Deferral, Ira Weiss, Ph.D., University of Chicago & Matthew Grove, Jefferson National, 2008). More...
To manage strategies for maximum tax efficiency, fee-based advisor Wes Martin needed a simple, transparent investment solution with a broad selection of investment options. The low-cost Monument Advisor VA proved to be the solution that helps him meet the needs of his high-net-worth clients.
David Reyes helps his clients overcome the retirement income challenge through active management - but with high turnover comes tax consequences. To mitigate the tax burden and increase gamma, Reyes uses our IOVA, Monument Advisor, as his "tax protector", allowing his clients to enjoy even greater retirement income through the power of tax-deferral.