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Advisors
Register now to manage accounts, create MAx Models and get access to our Knowledge Bank.

Account Holders
Create Account to manage your assets on the Jefferson National Account Management website.

close
Forgot your password?

Advisors
Register now to manage accounts, create MAx Models and get access to our Knowledge Bank.

Account Holders
Create Account to manage your assets on the Jefferson National Account Management website.

close
Forgot your password?

Advisors
Register now to manage accounts, create MAx Models and get access to our Knowledge Bank.

Account Holders
Create Account to manage your assets on the Jefferson National Account Management website.

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October 09, 2015

Investopedia: Life Insurance vs. Annuity

 

An article from Investopedia mentions JeffNat when discussing the “Best Strategy” for using a VA. The article examines the pros and cons of various types of life insurance, such as whole life and variable life, and different types of annuities. He notes that tax-deferred growth is a key selling point. But steep cost, commissions and layers of asset based fees can weigh down returns and counteract the benefits of tax-deferred growth.

In discussing the “Best Strategy” for using a VA, he highlights the benefits of using low-cost VAs, especially after maxing out 401(k) and IRA contributions. And, he concludes, “These days, companies such as Vanguard, Fidelity and Jefferson National offer low-cost annuities whose fees won't take a big bite out of your return on investment.”

Read the full article to learn more about the benefits of using a low-cost variable annuity.