FOR REGISTERED INVESTMENT ADVISOR USE ONLY. NOT FOR USE WITH THE GENERAL PUBLIC.
Using the same planning horizon, starting balance, ages, and other pertinent data, this calculator generates a hypothetical illustration to help analyze identical investments in a taxable account and a low-cost, tax-deferred (Investment-Only Variable Annuity) account. See if your (or your client's) investment objectives, risk tolerance, tax rate, investable assets and time horizon make you (or your client) a good candidate for the Investment-Only Variable Annuity (IOVA).
Enter contribution and distribution assumptions, time horizon, tax rates and portfolio type to see how these factors impact accumulation at distribution age, the after-tax income generated while keeping pace with inflation during retirement years, and rate of return comparing after-tax cash flows.