Forgot your password?

Advisors
Register now to manage accounts, create MAx Models and get access to our Knowledge Bank.

Account Holders
Create Account to manage your assets on the Jefferson National Account Management website.

close
Forgot your password?

Advisors
Register now to manage accounts, create MAx Models and get access to our Knowledge Bank.

Account Holders
Create Account to manage your assets on the Jefferson National Account Management website.

close
Forgot your password?

Advisors
Register now to manage accounts, create MAx Models and get access to our Knowledge Bank.

Account Holders
Create Account to manage your assets on the Jefferson National Account Management website.

close
Forgot your password?

Advisors
Register now to manage accounts, create MAx Models and get access to our Knowledge Bank.

Account Holders
Create Account to manage your assets on the Jefferson National Account Management website.

close

FOR REGISTERED INVESTMENT ADVISOR USE ONLY. NOT FOR USE WITH THE GENERAL PUBLIC.


Using the same planning horizon, starting balance, ages, and other pertinent data, this calculator generates a hypothetical illustration to help analyze identical investments in a taxable account and a low-cost, tax-deferred (Investment-Only Variable Annuity) account. See if your (or your client's) investment objectives, risk tolerance, tax rate, investable assets and time horizon make you (or your client) a good candidate for the Investment-Only Variable Annuity (IOVA).


Enter contribution and distribution assumptions, time horizon, tax rates and portfolio type to see how these factors impact accumulation at distribution age, the after-tax income generated while keeping pace with inflation during retirement years, and rate of return comparing after-tax cash flows.

1 Demographic information

   At least 21, but no more than 94.
At least one year after your current age, up to 95 years.
At least one year after your age of retirement, up to 100 years.
Choose the state in which the annuity application would be filed.

2 Investment and income

Must be at least $15,000. Investments of more than $10,000,000 will require JeffNat's approval.
1
65
Enter insurance fee from $0 to $4,000.

3 Select your tax rate and adjust for inflation

Federal Tax Rate
State Tax Rate
 
10%
15%
25%
28%
33%
35%
39.6%
10%
15%
25%
28%
33%
35%
39.6%
0%
8%
The U.S. inflation rate was an average of 3% per year for the last 25 years.
How much of you gains are a result of short term trading (not offset by losses)?




How much additional return (compared to a buy and hold approach) do you generate as a result of active trading?
0 bps
50 bps
100 bps
150 bps
200 bps

4 Choose a portfolio type

 
Conservative
 
Income and Growth
 
Balanced
 
Growth
 
Aggressive
 
Custom


Include: