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Forgot your password?

Advisors
Register now to manage accounts, create MAx Models and get access to our Knowledge Bank.

Account Holders
Create Account to manage your assets on the Jefferson National Account Management website.

close
Forgot your password?

Advisors
Register now to manage accounts, create MAx Models and get access to our Knowledge Bank.

Account Holders
Create Account to manage your assets on the Jefferson National Account Management website.

close
Forgot your password?

Advisors
Register now to manage accounts, create MAx Models and get access to our Knowledge Bank.

Account Holders
Create Account to manage your assets on the Jefferson National Account Management website.

close

This Retirement Income Comparison Calculator was designed to test a sample of top-selling variable annuities which offer guarantees. The tool runs 5,000 Monte Carlo simulations using real return data to simulate market conditions over a whole investment horizon.


The calculator reveals how the cost of guarantees in traditional variable annuities may impact performance over time, and illustrates the trade-off that a guarantee may represent in a client portfolio. This analysis can help determine whether an investor is willing to sacrifice their lasting legacy, or surrender the flexibility to capture more upside in favor of a rigidly-defined and guaranteed retirement income stream.


Data for these simulations is generated by randomly sampling returns from historic S&P 500 and Barclay's Capital US Aggregate Bond Index performance data from 1989 - 2013. Withdrawal rates, investment mix, and return rates are assumed to be the same in both products for the sake of the comparison(s).

1 Investment and Client Information

Must be at least $15,000, but no more than $10,000,000.
At least 21, but no more than 94.
At least one year after your client's current age, up to 95 years.
At least one year after your client's age at distribution, up to 125 years.
Choose the state in which the annuity application would be filed.

2 Product Options

Choose an annuity to compare

Product Details



Monument Advisor

From 0% to 2%