URI:http://www.jeffnat.com/print.cfm?docid=42Date: 09 Sep 2010

For long-term investors, the road to retirement is paved with Monument Advisor.

Do you want to build retirement assets, and pay less in taxes? Then say hello to Monument Advisor. This innovative long-term accumulation product from Jefferson National is specifically designed for self-directed investors who're looking for long-term tax deferral at a low cost.

If this is your situation:	You may want to consider a Monument Advisor variable annuity because:
You already own a variable annuity.	You may be able to save on fees and build more assets over time than with other VAs. Under Section 1035 of the Internal Revenue Code, you can transfer directly from one annuity into another—without triggering any tax consequences. Before exchanging your annuity review your existing contract to determine if any penalties, surrender charges, or loss of benefits will apply. Download an application if you're interested in beginning the 1035 exchange process right away.
You have "maxed out" your employer's tax-deferred retirement plan.	It's hard to save for your retirement because of the government's low contribution caps on tax-deferred accounts like 401(k)s and IRAs. For investors that have maxed out their existing tax-deferred options, Monument Advisor is a low-cost, tax-deferred retirement vehicle with a very high contribution cap – $10,000,000.
You have saved substantial assets in taxable vehicles, like brokerage accounts and mutual funds.	If some of those assets really aren't needed to meet current obligations, they may be able to accumulate more effectively in a tax-deferred Monument Advisor annuity.
You are concerned about planning your estate.	Sophisticated wealth transfer planners are finding innovative ways to use annuities to manage family assets in bypass trusts, charitable remainder trusts and other estate planning tools.