URI:http://www.jeffnat.com/print.cfm?docid=25Date: 09 Sep 2010

Jefferson National. 70 years of fresh thinking. And counting.

At Jefferson National Life Insurance Company, the ink has been dry on our business cards since 1937. And while there is no substitute for experience, we're more committed than ever to remaking the variable annuity industry with pioneering products like Monument Advisor. Investment products that are easy to grasp, yet rich in opportunities—low cost, yet high in real value.

With these opportunities comes peace of mind. All client assets are held in separate accounts, putting you and your client in complete control. If you like the idea of innovative, relevant and productive investment solutions, you've come to the right place. Ours.

FINANCIAL STRENGTH

Jefferson National is built on a strong capital base and high quality investment portfolio:

GAAP Assets: $2.1 Billion.¹
GAAP Equity: $66.9 million¹
Strong Capital Base: Total statutory capital and surplus of $24.6 million.² JNL holds additional risk-based capital at greater than 3x the regulatory requirements.¹
Statutory Reserves: Established in accordance with conservative regulatory guidelines to satisfy policyholder obligations.
High Quality Investment Portfolio: $508 million.¹ More than 97% of assets are investment grade.¹

Our products

Jefferson National offers variable annuities to protect and build long-term wealth. Within our suite of financial tools is Monument Advisor, the first VA with one flat monthly insurance fee of just $20†—no matter how much the account value grows. It allows annuity owners to get the most out of a long-term tax-deferred investment, along with the following features:

recognized money managers, offering 250+ variable investment options; and
access to alternative investments and tradeable funds, including Rydex portfolios and the Van Eck Worldwide Absolute Return Fund, just to name a couple.

In addition to Monument Advisor, Jefferson National maintains a suite of traditional variable annuity products.

Our technology

One of the key reasons we can deliver low-cost product solutions is that we've developed a fully automated, process for serving our customers and their advisors. This technology includes:

one-click aggregate account information, client statements, and financial planning tools;
Ibbotson model allocations and online modeling tools for both clients and advisors; and
dollar cost averaging, asset rebalancing and many other customer allocation tools.

Our people

Our staff of seasoned financial professionals has a wealth of experience in the financial services industry. Together, they're committed to providing superior solutions, support and service.

¹Based on unaudited financial results as of 6/30/10.

²STATS as of 6/30/10.

†Jefferson National's Monument Advisor has a $20 flat insurance fee on more than 97% of our underlying funds. Certain funds also have a transaction fee ranging from 19.99 to 49.99 per transaction, depending on the number of transactions per year. See the prospectus for details. Like other variable annuities, the customer pays fees of the underlying funds selected plus the fees of any advisor hired.