Legal Notice

Please read the following legal notice carefully. By using this web site, you agree to the terms and conditions set forth below. These terms and conditions may be revised at any time. You are bound by such revisions and should therefore review this notice from time to time for current information. Additional legal notices regarding specific products, services, as well as conditions, restrictions or disclosures may be described on other sites within Jefferson National Financial's main web site.

Jefferson National Financial Corp.

Jefferson National Financial Corp. is the holding company of Jefferson National Life Insurance Company, Jefferson National Securities Corporation, and JNF Advisors, Inc. offering annuity products and services. Unless otherwise indicated, the products and services are available in the U.S. only and not all products or services are available in all locations.

Trademarks/Copyrights

All trademarks, service marks, trade names, logos and icons, registered or not, are the property of Jefferson National Financial. Other materials on this web site, including video, sound recordings and images, are a copyright of or proprietary to Jefferson National Financial or are used with the consent of the owner. The contents of this site are protected by copyright, trademark or other intellectual property laws of the U.S. You may copy or print materials from this site for your noncommercial, personal use unless otherwise indicated. You must retain any and all proprietary or copyright notices. You may not copy, transmit, distribute, modify, reuse, sell or display any of the contents of this web site for any public or commercial purpose except with the prior written consent of Jefferson National Financial or the owners of the materials. Nothing contained on this web site should be construed as granting any license or right to use any trademark displayed on this web site without the express written permission of Jefferson National Financial. Unauthorized use may violate copyright, trademark and other laws.

Disclaimer

The materials and services on this web site are provided "as is" and for information purposes only. Jefferson National Financial makes no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors or inaccuracies. This web site is not intended to offer financial, legal or tax advice. You should consult your own advisors for advice about your specific situation. Jefferson National Financial disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability or fitness for a particular purpose or non-infringement of other's rights. Jefferson National Financial does not warrant that the web site nor functions contained in the materials will operate uninterrupted or error free or are free from viruses, worms or other destructive or harmful code. Links from this site to a non-Jefferson National Financial site may be provided for users' convenience only. Jefferson National Financial does not control or review these sites nor does the provision of any link imply an endorsement or association of such non-Jefferson National Financial sites. Jefferson National Financial is not responsible for and makes no representation or warranty regarding the contents, completeness or accuracy or security of any materials on such sites. If you decide to access such non-Jefferson National Financial sites, you do so at your own risk.

Jurisdictional Issues

Unless otherwise expressly set forth herein, Jefferson National Financial makes no representation that materials on this web site are appropriate or available for use in all locations. Except as expressly set forth herein, the information contained on this web site is not an offer to sell or a solicitation to buy any security, insurance product or service by Jefferson National Financial. No security, insurance product or other product or service is offered or will be sold by Jefferson National Financial, or its affiliates, in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Variable products issued by Jefferson National Life Insurance Company are distributed by Jefferson National Securities Corporation, an NASD Member Firm. Some products and services may not be available in all jurisdictions.

Limitation of Liability

To the fullest extent permissible under applicable law, in no event shall Jefferson National Financial, or its affiliates, be liable to you for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or damages resulting from lost data or business interruption, or punitive damages of any kind whatsoever that may result from your use of or inability to use this web site or the materials or services provided on this web site or the products or services received from this web site. Exemptions of implied warranties may not be allowed in all jurisdictions. In such case, in no event shall Jefferson National Financial's, or its affiliates, total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this web site.

Jefferson National Securities Corporation is a member of the NASD and the principal underwriter of the variable annuities issued by Jefferson National Life Insurance Company. Please see current product and underlying investment portfolio prospectuses for more complete information about Jefferson National's variable annuities and the underlying investment portfolios. Prospectuses may be obtained from Jefferson National Life Insurance Company, 9920 Corporate Campus Drive, Suite 1000, Louisville, KY 40223, by calling 866-667-0561 or from your registered representative. Consider the investment objectives, risks and charges and expenses of the underlying investment portfolios carefully before investing. Prospectuses contain this, and other information about the investment portfolios. Please read all prospectuses carefully before investing. CA Certificate of Authority # 1809-3.

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