arrow The press are talking
The press have said quite a bit about Monument Advisor—particularly how it helps in certain planning situations. Read the articles listed in the column at the far right to see just what's being said.
open quoteFrom time to time—not enough for me—financial products come out that actually fill a need...I'll start with a variable annuity called Monument Advisor issued by Jefferson National Life Insurance Co.
—Los Angeles Times

For long-term investors, the road to retirement is paved with Monument Advisor.

Do you want to build retirement assets, and pay less in taxes? Then say hello to Monument Advisor. This innovative long-term accumulation product from Jefferson National is specifically designed for self-directed investors who're looking for long-term tax deferral at a low cost.

If this is your situation: You may want to consider a Monument Advisor variable annuity because:
You already own a variable annuity. You may be able to save on fees and build more assets over time than with other VAs. Under Section 1035 of the Internal Revenue Code, you can transfer directly from one annuity into another—without triggering any tax consequences. Before exchanging your annuity review your existing contract to determine if any penalties, surrender charges, or loss of benefits will apply. Download an application if you're interested in beginning the 1035 exchange process right away.
You have "maxed out" your employer's tax-deferred retirement plan. It's hard to save for your retirement because of the government's low contribution caps on tax-deferred accounts like 401(k)s and IRAs. For investors that have maxed out their existing tax-deferred options, Monument Advisor is a low-cost, tax-deferred retirement vehicle with a very high contribution cap – $10,000,000.
You have saved substantial assets in taxable vehicles, like brokerage accounts and mutual funds. If some of those assets really aren't needed to meet current obligations, they may be able to accumulate more effectively in a tax-deferred Monument Advisor annuity.
You are concerned about planning your estate. Sophisticated wealth transfer planners are finding innovative ways to use annuities to manage family assets in bypass trusts, charitable remainder trusts and other estate planning tools.
 
 

An investor should carefully consider the investment objectives, risks, charges and expenses of the investment before investing or sending money. For a prospectus containing this and additional information, please contact your financial professional. Read it carefully before investing. The summary of product features is not intended to be all-inclusive. Restrictions may apply. The contracts have exclusions and limitations, and may not be available in all states or at all times.

Variable annuities are investments subject to market fluctuation and risk, including possible loss of principal. Your units, when you make a withdrawal or surrender, may be worth more or less than your original investment.

Variable annuities are long-term investments to help you meet retirement and other long-range goals. Withdrawal of tax-deferred accumulations are subject to ordinary income tax. Withdrawals made prior to age 59 ½ may incur a 10% IRS tax penalty. Jefferson National does not offer tax advice. Annuities are not deposits or obligations of, or guaranteed by any bank, nor are they FDIC insured.

Monument Advisor is issued by Jefferson National Life Insurance Company (Dallas, TX) and distributed by Jefferson National Securities Corporation, FINRA member. Policy series JNL-2300-1, JNL-2300-2.

Form #: JEF-whocanbenefit-20070301