Printed from: www.jeffnat.com. 02/22/2012

Monument Advisor

Monument Advisor re-defines win-win: low-cost, flat insurance-fee VA. Remarkable managed money tool.

$20-a-month flat-insurance fee.1 350+ underlying investment options. 100% transparency. One amazing breakthrough idea.

How do you describe Monument Advisor—literally an idea that's never existed before? Think of it as the first ever VA that works as a tax-deferred Managed Money Tool providing tremendous consumer value.

  1. Value #1: Say goodbye to the hefty commissions traditional VAs pay. Without the commissions, no surrender period or surrender fees are necessary. This also eliminates the need for expensive M&Es (typically 1.35% of assets in a traditional VA).
  2. Value #2: Offer a huge variety of underlying investment options. Access more than 330 underlying investment options compared to the 45 typically found in conventional VAs (source: Morningstar® 12/10).
  3. Value #3. Put it on a state-of-art technology platform.2 An award-winning online account management site means you can handle transactions, trade models and manage multiple accounts with just a few clicks.
  4. Value #4. Take advantage of tax deferral.3 You could earn higher returns—and help your clients build considerably more long-term wealth—without taking on any more risk. A recent whitepaper by Jefferson National based on research by the Center for Research in Security Prices (CRSP) at the University of Chicago Booth School of Business shows that by moving funds into our tax-deferral platform, advisors can potentially boost the yield of a portfolio .85%-1.00%.
Apply Now!

1 Jefferson National’s Monument Advisor has a $20 flat insurance fee on more than 97% of our underlying funds. Certain funds also have a transaction fee ranging from $19.99 to $49.99 per transaction, depending on the number of transactions per year. See the prospectus for details. Like other variable annuities, the customer pays fees of the underlying funds selected plus the fees of any advisor hired.

2 The Jefferson National website(s) and a combination of software applications, databases, and hardware which process transactions including opening new accounts, creating fund allocations, completing fund transactions, reporting, issuing statements, and managing administrative data, etc.

3 Payments made pursuant to any guaranteed minimum death benefit are based on the claims paying ability of Jefferson National.

An investor should carefully consider the investment objectives, risks, charges and expenses of the investment before investing or sending money. For a prospectus and underlying fund prospectuses containing this and additional information, please contact your financial professional. Read it carefully before investing. The summary of product features is not intended to be all-inclusive. Restrictions may apply. The contracts have exclusions and limitations, and may not be available in all states or at all times.

Variable annuities are investments subject to market fluctuation and risk, including possible loss of principal. Your units, when you make a withdrawal or surrender, may be worth more or less than your original investment.

Variable annuities are long-term investments to help you meet retirement and other long-range goals. Withdrawal of tax-deferred accumulations are subject to ordinary income tax. Withdrawals made prior to age 59½ may incur a 10% IRS tax penalty. Jefferson National does not offer tax advice. Annuities are not deposits or obligations of, or guaranteed by any bank, nor are they FDIC insured.

Monument Advisor is issued by Jefferson National Life Insurance Company (Dallas, TX) and distributed by Jefferson National Securities Corporation, FINRA member. Policy series JNL-2300-1, JNL-2300-2.

Form #: jef-monumentadvisor-20120210