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The Tax-Efficient Frontier: Improving the Efficient Frontier with the Power of Tax Deferral

The idea of the Tax-Efficient Frontier is actually quite simple. It is a variation on the idea of the efficient frontier, which shows the rate of return you should earn for a given level of risk.

The Tax-Efficient Frontier takes the conversation to a new level, showing that you can actually earn higher returns—and help your client build considerably more long-term wealth—without taking on any additional risk. FEATURING: David Lau, chief operating officer of Jefferson National.

Whitepaper based on research by the Center for Research in Security Prices (CRSP) at the University of Chicago's Booth School of Business.

Powerful Partnership Brings More AUM: Smart Zone Investing

"In today's volatile market, more advisors are adopting a tactical approach. But this is something I've been doing for 25 years," says Kenneth J. Landgraf, Principal, Founder, President and Chief Investment Officer, Kenjol Capital Management, a nationally recognized RIA serving affluent individuals and institutions. "Clients say, "We're making money, your approach is great." But taxes are an issue, because our tactical investment approach generates short term capital gains," says Landgraf. "And so a VA is one answer." But not just any VA.

FEATURING: Kenneth J. Landgraf, principal, founder, president and chief investment officer, and Senior Financial Advisor Patrick T. Moore, both of Kenjol Capital Management, an RIA with more than $80 million in AUM.

See how Kenjol is using Monument Advisor as part of its tactical investment approach.

Retirement Income

"A quality advisor recognizes that tax-deferral is crucial—it couldn't be more crucial," said John Ritter, CFP, CFS, founding partner and lead financial advisor of Cincinnati-based Ritter Daniher Financial Advisory, LLC. "I don't know of anyone who couldn't benefit from it in some way." Especially with a growing number of clients now focused on planning for retirement.

But Ritter always found tax-deferral options limited. Especially in the case of affluent clients, who can quickly surpass the low contribution limits of most qualified plans.

FEATURING: John Ritter, CFP, CFS, founding partner and lead financial advisor of Ritter Daniher Financial Advisory LLC, a firm with roughly $200 million under management.

Learn how Ritter is using Jefferson National to unlock the accumulation power of tax-deferral and help generate more retirement income.