Printed from: www.jeffnat.com. 02/22/2012


Jefferson National: Facts on Our Financial Strength

Jefferson National is a recognized innovator of financial products for RIAs, fee-based financial advisors, and the clients they serve. Winner of more than 20 industry awards, including the DMA "2010 Financial Services Company of the Year," and acclaimed for launching the industry’s first and only flat-insurance fee variable annuity, Jefferson National has built a brand trusted by advisors and has helped investors save over $30 million in insurance fees.1

While the industry as a whole has faced unprecedented challenges in recent years, Jefferson National remains committed to the security of your clients’ assets. Jefferson National’s decisive action and diligent execution on all fronts significantly strengthens our capital position, improves operating profitability and drives steady growth in sales.

Key measures of our financial strength, including reserves, risk based capital, cash and liquidity, remain above regulatory requirements—and our pure separate account structure helps further ensure the security of your clients’ assets.

Founded in 1937, Jefferson National has been helping investors create and preserve wealth for nearly 75 years. With more than 40,000 customers nationwide, and a strong foundation for future growth, we are committed to supporting the ongoing success of our advisors and their clients by delivering superior value.

Financial Strength

Jefferson National is built on a strong capital base and high quality investment portfolio:

  • GAAP Assets: $2.2 billion.2
  • GAAP Equity: $71.0 million2
  • Strong Capital Base: Total statutory capital and surplus of $27.7 million.3 JNL holds additional risk-based capital at greater than 6x the regulatory requirements.2
  • Statutory Reserves: Established in accordance with conservative regulatory guidelines to satisfy policyholder obligations.
  • High Quality Investment Portfolio: $499.3 million.2 More than 91% of assets are investment grade.2

1 Total client savings derived from annual average Monument Advisor contract size multiplied by Morningstar® average M&E of 1.35%, minus the $240 flat-insurance fee of Monument Advisor, and then multiplied by the number of policies in force. Data spans May, 2005 through July, 2011.

2 Based on unaudited financial results as of 9/30/11.

3 STATS as of 9/30/11.

An investor should carefully consider the investment objectives, risks, charges and expenses of the investment before investing or sending money. For a prospectus and underlying fund prospectuses containing this and additional information, please contact your financial professional. Read it carefully before investing. The summary of product features is not intended to be all-inclusive. Restrictions may apply. The contracts have exclusions and limitations, and may not be available in all states or at all times.

Variable annuities are investments subject to market fluctuation and risk, including possible loss of principal. Your units, when you make a withdrawal or surrender, may be worth more or less than your original investment.

Variable annuities are long-term investments to help you meet retirement and other long-range goals. Withdrawal of tax-deferred accumulations are subject to ordinary income tax. Withdrawals made prior to age 59½ may incur a 10% IRS tax penalty. Jefferson National does not offer tax advice. Annuities are not deposits or obligations of, or guaranteed by any bank, nor are they FDIC insured.

Monument Advisor is issued by Jefferson National Life Insurance Company (Dallas, TX) and distributed by Jefferson National Securities Corporation, FINRA member. Policy series JNL-2300-1, JNL-2300-2.

Form #: jef-financials-20120106